All transactions take place via connections secured with the latest industry standard security protocols. No card details are transferred to or held by Argento Contemporary Jewellery. Payment information is processed securely by Klarna. It's very important that you give us the correct details, as otherwise you will not receive the payment information. All information will be sent to your email address, including payment reminders and links to your online statements. For some orders you may need to provide your mobile number or date of birth, too. If you want to make a purchase with Klarna you need to provide your name, address and email address. What do I need to provide when I make a purchase? You are always able to view payments instructions in the Klarna app. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card.
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If you have chosen to Pay later in 30 days, Klarna will send you an email with further details on how to pay. I have been asked to go to the Klarna site. Your credit score will not be impacted by using Klarna’s ‘Pay later in 30 days’ products even if you have failed to pay on time. To help you pay on time, we'll alert you two days before payment is due – you'll receive a push notification from the Klarna app or email reminders to pay – and, if very late, we’ll also send you a text or letter, too. Payment is due 30 days after the item is shipped. What happens if I don’t pay for my order? The return will be reflected in the Klarna app immediately. What happens if I cancel or return my order?Īs soon as Argento Contemporary Jewellery have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.
You can always monitor your outstanding payments in the Klarna app. You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later in 30 days payment option, where you can pay for the goods once you have received them via credit card or debit card. Alternatively, you are able to complete your order by paying by credit or debit card at the checkout. The Pay later in 30 days method is automatically generated by algorithms that are dependent upon a number of factors including amount of order, the online store, previous order history and item availability. Why have I not been offered Pay later in 30 days?Īlthough Pay later in 30 days is widely promoted it is not always universally available. Neither Klarna nor Argento Contemporary Jewellery run credit searches against you that could impact your credit rating. Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Will a credit search take place against me? Just because you have had Pay later in 30 days before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.
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If you are 18 or over, you can improve your chances of being offered Pay later in 30 days by ensuring you provide your full name and accurate address details and shipping to your registered billing address.
Klarna is unique and offers Pay later in 30 days based on a number of factors such as the order value, previous order history and item availability. How can I increase my chances of being accepted for Pay later in 30 days? When choosing Pay later in 30 days, our assessment will not affect your credit rating. Whilst this option is widely promoted, Pay later in 30 days is subject to your financial circumstances.
To use Pay later in 30 days you must be at least 18. You can pay via credit or debit card in Klarna.app or by logging into Am I eligible for Pay later in 30 days? Complete the payment online, at your convenience, with no extra cost. You'll then have 30 days to try on your order and only pay when you’re happy. Once your order is confirmed, you'll receive an email with payment instructions within two days from Klarna. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna is the provider of smooth payments to more than 200,000 online stores. Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment.
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